Rates as low as 4.99% APR*
- 80% financing with terms up to 60 months
- Rates apply to new vehicles of the current or previous model year
100% financing and terms up to 84 months are available. Great Used Vehicle financing is also available.
Click here to apply online or contact our Call Center Representatives at (202) 289-1950 or (800) 344-4497, option 4. Alternatively, you can click here to contact us by email.
*APR (Annual Percentage Rate) is subject to change without notice. The rate quoted is the lowest rate for qualified applicants. The actual interest rate is based on the term and the individual’s credit history. Refinancing a vehicle financed by TDFCU will incur a $50 refinance fee. Relationship pricing may result in a lower interest rate.
Membership Program
To join the Treasury Department Federal Credit Union, click here to complete an online Membership Application. Follow the instructions and add two forms of identification (for example, a driver’s license and a pay stub).
Join Today
Membership in the Treasury Department Federal Credit Union is available to three primary groups:
- Employees worldwide of the U.S. Department of Treasury (Bureau of Fiscal Services, Office of Comptroller of the Currency, Internal Revenue Service, Etc.), Department of Homeland Security (U.S Customs and Border Protection, U.S. Secret Service, etc.), U.S. Federal Courts, U.S. Securities and Exchange Commission (SEC), CDC National Center of Health Statistics and other select employee groups.
- All persons who live, work, worship, or attend school in Washington, DC, and all persons who live, work, worship, or attend school in 313 census tracts inside the Capital Beltway, extending north to south from Germantown, MD, to Westmoreland State Park, VA, and east to west from Patuxent Research Refuge, MD to Stafford, VA. Click here to use CU Join to check eligibility.
- Current members’ family members, including Spouses/Partners, Parents, Grandparents, Aunts, Uncles, Siblings, Children (including adopted, foster, and stepchildren), and Grandchildren.
Benefits
- Traditional Products and Services
- Easy Access and Convenience
Free Checking Account with:
- Free T-Access (Home Banking)
- Free Mobile App
- Free MasterCard Debit Card
- Free Bill Pay
- Free Credit Monitoring
- Free Remote Deposit
- Free Text Banking
Online Loan Applications
- Consumer Loans and Lines of Credit
- Mortgages
Rates as low as
7.25% APR*
Get a Head Start on your Dream Vacation with TDFCU’s Vacation Loan!
Whether you’re planning a relaxing beach escape, an adventurous getaway, or a long-overdue trip to reconnect with loved ones, now is the perfect time to make it happen!
Borrow up to $5,000 with flexible terms up to 12 months at a competitive fixed interest rate.
Affordable payments – For example, a $1,000 loan at 7.25% APR for 12 months would result in a monthly fee of just $86.06.
Don’t wait—start planning your perfect vacation today!
Apply online here or check current interest rates here.
For personalized assistance, call us at (800) 344-4497 and press option 4 to speak with a Call Center Representative.
Your getaway starts with TDFCU!
*APR (Annual Percentage Rate) is subject to change without notice. Rates quoted are the lowest rate for qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
Rates As Low As 9.99% APR*
Consolidate your debt, lower your payments, cut up some credit cards, and sleep better at night. With a Treasury Department Federal Credit Union Credit Consolidation Loan, you can make your debt more manageable, and your dream of a brighter future can come true. Click here to apply online. For more information, contact our Call Center Representatives at (202) 289-1950 or (800) 344-4497, option 4, or click here to contact us by email.
*Annual Percentage Rate is subject to change without notice. The rate quoted is the lowest rate for qualified applicants. The actual interest rate is based on individual credit history, term, and relationship pricing.
Rates as low as
9.99% APR*
You worked hard to establish and maintain your credit. After the last few years, it’s time to Do What You Want. Finance your special project, purpose, or desire with a TDFCU Signature Loan. With a fixed interest rate and a fixed term, you can get the fixed payment that fits your budget. You Earned It.
Apply for up to $20,000. Click here to apply online or click here to check interest rates or call 800 344-4497 then press 4 to speak to a Member Service Representative for more information.
*Annual Percentage Rate is subject to change without notice. The rate quoted is the lowest rate for qualified applicants with a term of 48 months. The actual interest rate is based on individual credit history, term, and relationship pricing.
IF YOU HAVE:
1) Direct Deposit
2) Existing Loan
3) Deposit Balance of $5,000
YOU CAN RECEIVE A 0.25% INTEREST RATE REDUCTION FOR EACH ON AN ELIGIBLE NEW LOAN.
Eligible Loans:
1) All Vehicle Loans
2) Signature Loans
3) Credit Consolidation Loans
4) Vacation / Back to School Loans
5) Education Loans
6) Computer Loans
7) T-Loans
The more you use TDFCU, the greater the reduction you receive. The 0.25% to 0.75% reduction is from the interest rate you would typically receive based on your credit score. This offer cannot be used to refinance vehicle loans that TDFCU already finances. The actual interest rate is based on the individual’s credit history, credit score, loan terms, and, for cars, the amount of the down payment. TDFCU non-vehicle loans may be eligible if the balance is increased by at least $1,500.
Click here to apply online. For more information, contact our Call Center at (202) 289-1950 or (800) 344-4497, then press 4 or click here to contact us by email.
