| General | |
Account Maintenance Fee - Waived with Online Statement
| $3.00
|
Account Closed Membership Within 6 Months
| $30.00
|
Account Closing Balance Less than $4.00
| Balance |
| Account Number Reassignment (more than once in the same calendar year) | $35.00 |
Official Checks
| |
Payable to Member
| No Fee |
Payable to 2nd Party
| $5.00
|
Outstanding Official Check (after 6 months)
| $50 One Time
|
| Money Orders | |
Money Orders to Members
| $5.00
|
| Money Orders to Non-Members | $10.00
|
| Staff Assisted Telephone Transactions Fee | $3.00
|
Overnight Delivery Service - U.S. Weekdays
| Our Cost
|
Certified Mail
| Our Cost
|
Written Verification of Account Balance (Deposit and/or Loan)
| $10.00
|
Non-Member On-Us Check Cashing
| $15 per check
|
Move Loans From One Membership Account to Another
| $25.00
|
Rename Existing Account to a Trust Account
| $50.00
|
Wire/Cable Transfer of Funds
| |
Incoming Wires - Domestic
| No Fee |
Incoming Wires - International
| $10.00
|
| Outgoing - Domestic | $20.00
|
| Outgoing Wires - International | $50.00
|
Returned Wire Transfer Fee - (Incorrect Instructions)
| $35.00
|
Funds Transfer (Internet) Between TDFCU
| |
Account and Account Elsewhere:
| |
Incoming
| No Fee
|
Outgoing
| $5.00
|
Bill Payer Services
| |
Unlimited Internet & Telephone Access
| No Fee
|
Stop Payment of Bill Payment Transaction
| $35.00
|
Bill Payment - Photo Copy of Bill Payment Checks
| $6.00 Each
|
Transfer Funds Out of TDFCU Between My Accounts
| $5.00
|
Transfer Funds Out of TDFCU to Pay Other People
| $15.00
|
MasterCard Debit and Credit Card
| |
ATM Surcharge fee - Foreign Card On Us Fee- Transaction/Inquiry
| $4.25
|
ATM Surcharge fee - Our Card on Foreign ATMs- Transaction/Inquiry
| $2.25
|
ATM -TDFCU Owned and ATMs in Co-op Network
| No Fee
|
Card Replacement - Active at Expiration
| No Fee
|
Card Replacement - Lost or Stolen - First One Free
| $25.00
|
| Cash Advance Fee (Debit or Credit Card) | 2.5% of Amount
|
Late Payment Fee
| $25.00
|
Over Limit - Credit Card - Up to
| $25.00
|
Point of Sale Merchants
| |
With Check Card - Merchants
| $0.25
|
Cross Border Currency Fee
| 0.9% of Amount
|
Single-Currency Conversion Fee (On Foreign Transactions Using MasterCard Check Card or MasterCard Credit Card)
| 0.8% of Amount |
International Currency Fee
| 0.2% of Amount
|
MasterCard Receipt Retrievals
| $30.00
|
Checks, Checking and Saving Accounts
| |
Account Overdraft per Item - $70 maximum daily charge
| $35.00
|
Check Cashing Fee
| $1.00
|
Courtesy Pay per Item - $70 maximum daily charge
| $35.00 |
| Deposited Check Returned | $30.00
|
Inactive/Dormant Membership - After 2 years - with Monthly Statements
| $10 per month |
| Money Market Account - Balance under $1,500 for six consecutive months | $5 per month |
Returned Your Check (NSF) - $70 maximum daily charge
| $35.00
|
Returned Your EFT/ACH (NSF) - $70 maximum daily charge
| $35.00
|
| Revoking Stop Payment | $30.00
|
Share Draft Copies
| $10.00 Each
|
Statement Copies - Each Statement
| $10.00 Each
|
Returned Statement Fee
| $10.00 |
| Stop Payment Your Check, EFT/ACH, Official Check | $35.00
|
Early Withdrawal Holiday Account
| $20.00
|
Uncollected Funds Fee
| $35.00
|
Other
| |
International ACH Transaction - Manual Processing Fee
| $1.00 per transaction
|
Abandoned Property Fee
| $100.00
|
IRA Account Rollover/Transfer to Another Institution
| $40.00 |
Levy/Garnishment Attachments
| $50.00
|
| Reclamation Processing Fee | $50.00
|
| Re-open Membership Account - (Caused TDFCU a Loss) Fee | $25.00
|
Research - Record Searches, Reconcilement, etc. $25 minimum
| $45 per hour
|
Bad Address /Address Locator Fee
| $10.00 |
Returned Mail Fee
| $10.00 |
Foreign Transaction Adjustment (Example Returned Non-member Deposit)
| $10.00
|
Invalid ATM Deposit Fee (Empty Envelopes, Post Dated Checks, Etc.)
| $20.00
|
| Statement Duplicates to Another Address | $6.00 Each
|
| Subpoenas | $60 per hour
|
Loans
| |
Returned Loan Payment (Check)
| $40.00
|
Refinance Fee - For Vehicle Already Financed With Us
| $50.00
|
| Late Loan Payments | $5 minimum or 20% of interest due |
| Home Equity Product Subordination | $400.00 |
| Guaranteed Asset Protection (GAP) Insurance | $900.00
|
| Lien Recording Charge - for loans secured by vehicles | Amount Charged by Your State
|
| Request for written loan pay off letter (autos and home equities) | $15.00
|
| Duplicate Vehicle Lien Release | $10.00
|
Electronic Lien Release
| Our Cost |
